{"id":13376,"date":"2024-07-24T17:20:24","date_gmt":"2024-07-24T20:20:24","guid":{"rendered":"https:\/\/infowei.com.br\/?p=13376"},"modified":"2024-11-04T16:22:25","modified_gmt":"2024-11-04T19:22:25","slug":"como-resgatar-o-fgts-de-saque-aniversario","status":"publish","type":"post","link":"https:\/\/infowei.com.br\/en\/como-resgatar-o-fgts-de-saque-aniversario\/","title":{"rendered":"How to redeem the FGTS birthday withdrawal"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13376\" class=\"elementor elementor-13376\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-052c859 e-flex e-con-boxed e-con e-parent\" data-id=\"052c859\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7287f2 elementor-widget elementor-widget-text-editor\" data-id=\"c7287f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">O <b>Severance Indemnity Fund (FGTS)<\/b> is a Brazilian worker's right and its main objective is to provide a financial reserve in the event of dismissal without just cause, among other situations.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">One of the withdrawal methods available is <b>birthday bag<\/b>which allows workers to withdraw part of their FGTS account balance every year, in the month of their birthday.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">We will explain in detail how to redeem the FGTS birthday withdrawal, the steps required and the main considerations to be made.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c374348 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c374348\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5647f742\" data-id=\"5647f742\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e2c2c52 elementor-widget elementor-widget-image\" data-id=\"1e2c2c52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1008\" height=\"576\" src=\"https:\/\/infowei.com.br\/wp-content\/uploads\/2024\/07\/ee4d94a0-consulta-saldo-fgts0_Easy-Resize.com_-1024x585.jpg\" class=\"attachment-large size-large wp-image-13377\" alt=\"\" srcset=\"https:\/\/infowei.com.br\/wp-content\/uploads\/2024\/07\/ee4d94a0-consulta-saldo-fgts0_Easy-Resize.com_-1024x585.jpg 1024w, https:\/\/infowei.com.br\/wp-content\/uploads\/2024\/07\/ee4d94a0-consulta-saldo-fgts0_Easy-Resize.com_-300x171.jpg 300w, https:\/\/infowei.com.br\/wp-content\/uploads\/2024\/07\/ee4d94a0-consulta-saldo-fgts0_Easy-Resize.com_-768x439.jpg 768w, https:\/\/infowei.com.br\/wp-content\/uploads\/2024\/07\/ee4d94a0-consulta-saldo-fgts0_Easy-Resize.com_.jpg 1280w\" sizes=\"(max-width: 1008px) 100vw, 1008px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-341bce0\" data-id=\"341bce0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73287fb0 elementor-widget elementor-widget-button\" data-id=\"73287fb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/infowei.com.br\/en\/como-ativar-o-saque-aniversario-do-fgts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">FGTS Anniversary Withdrawal<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1469452a elementor-widget elementor-widget-heading\" data-id=\"1469452a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">FGTS<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35893d9d elementor-widget elementor-widget-text-editor\" data-id=\"35893d9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Find out how to activate the benefit.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60edd3a9 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"60edd3a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/infowei.com.br\/en\/como-ativar-o-saque-aniversario-do-fgts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">LEARN MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744b58c1 elementor-widget elementor-widget-text-editor\" data-id=\"744b58c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>*You will remain on the current site<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-5f7b0b49 e-flex e-con-boxed e-con e-parent\" data-id=\"5f7b0b49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf0a2be elementor-widget elementor-widget-text-editor\" data-id=\"cf0a2be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\"><strong>What is the FGTS Birthday Withdrawal?<\/strong><\/h2>\n\n<p>The birthday withdrawal is a method that allows workers to withdraw a portion of their FGTS account balance every year, in the month of their birthday.<\/p>\n\n<p>Unlike the termination withdrawal, which is made in cases of dismissal without just cause, the anniversary withdrawal offers an alternative way of accessing the fund, providing greater financial flexibility for the worker.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>How the Birthday Bag Works<\/strong><\/h2>\n\n<h3 class=\"wp-block-heading\"><strong>Withdrawal Percentage<\/strong><\/h3>\n\n<p>The amount that can be withdrawn each year varies according to the available balance in the FGTS account. The table below shows the percentage of withdrawals allowed, according to the account balance:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Up to R$ 500.00: 50%<\/li>\n\n<li>From R$ 500.01 to R$ 1,000.00: 40% + R$ 50,00<\/li>\n\n<li>From R$ 1,000.01 to R$ 5,000.00: 30% + R$ 150,00<\/li>\n\n<li>From R$ 5,000.01 to R$ 10,000.00: 20% + R$ 650.00<\/li>\n\n<li>From R$ 10,000.01 to R$ 15,000.00: 15% + R$ 1,150.00<\/li>\n\n<li>From R$ 15,000.01 to R$ 20,000.00: 10% + R$ 1,900.00<\/li>\n\n<li>Above R$ 20,000.00: 5% + R$ 2,900.00<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><strong>Birthday Bag membership<\/strong><\/h3>\n\n<p>To have access to the birthday withdrawal, workers must opt for this option. You can join at any time, but it's important to be aware of the deadlines to ensure that you can withdraw your money in the current year.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Step by Step to Redeem the FGTS Birthday Withdrawal<\/strong><\/h2>\n\n<h3 class=\"wp-block-heading\"><strong>1. Joining the Birthday Draw<\/strong><\/h3>\n\n<p>To sign up for the birthday voucher, follow these steps:<\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Access the FGTS application<\/strong> or the official Caixa Econ\u00f4mica Federal website.<\/li>\n\n<li><strong>Log in<\/strong> with your CPF and password. If you haven't registered yet, you'll need to create one.<\/li>\n\n<li><strong>Select the \"Birthday Bag\" option<\/strong> in the main menu.<\/li>\n\n<li><strong>Confirm membership<\/strong>by reading and accepting the terms and conditions.<\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong>2. FGTS balance inquiry<\/strong><\/h3>\n\n<p>After signing up for the anniversary withdrawal, it is important to check the available balance in your FGTS accounts to get an idea of the amount that can be withdrawn. This can be done via the FGTS app, the Caixa Econ\u00f4mica Federal website, or in person at a Caixa branch.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>3. Requesting the Birthday Bag<\/strong><\/h3>\n\n<p>In the month of your birthday, you can request a birthday voucher. Follow the steps below:<\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Access the FGTS application again<\/strong> or the Caixa website.<\/li>\n\n<li><strong>Log in<\/strong> with your CPF and password.<\/li>\n\n<li><strong>Select the \"Birthday Bag\" option<\/strong>.<\/li>\n\n<li><strong>Click on \"Request Withdrawal\"<\/strong> and follow the instructions to complete the request.<\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\"><strong>4. Receipt of the amount<\/strong><\/h3>\n\n<p>After requesting the withdrawal, the amount will be credited to the bank account you indicated at the time of the request. It's important to check that the bank details are correct to avoid any problems when you receive the money.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Important considerations<\/strong><\/h2>\n\n<h3 class=\"wp-block-heading\"><strong>Loss of Right to Severance Pay<\/strong><\/h3>\n\n<p>By opting for the anniversary withdrawal, the worker loses the right to withdraw the entire FGTS balance in the event of dismissal without just cause. However, they will still be entitled to the 40% termination fine on the FGTS balance, which will be deposited in their account.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>Cancellation of membership<\/strong><\/h3>\n\n<p>If you wish to cancel the anniversary withdrawal and return to the termination withdrawal, you can do so. However, the worker will only be able to withdraw the full FGTS balance again in the event of dismissal without just cause after a period of 25 months has elapsed since the cancellation request.<\/p>\n\n<h3 class=\"wp-block-heading\"><strong>Financial Planning<\/strong><\/h3>\n\n<p>Anniversary withdrawals can be a good option for those who want to access part of their FGTS every year. However, it is important to plan financially and consider all the implications before signing up to this option.<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n<p>The FGTS anniversary withdrawal offers an interesting alternative for workers who wish to access part of their fund balance each year. By following the steps described in this guide, you will be able to sign up for this option and make the withdrawal in a simple and safe way. Remember to consider all the implications and plan financially to make the best choice for your future.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfd4b50 e-flex e-con-boxed e-con e-parent\" data-id=\"bfd4b50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d39b547 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"d39b547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/infowei.com.br\/en\/como-ativar-o-saque-aniversario-do-fgts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">HOW TO REQUEST A WITHDRAWAL<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>O Fundo de Garantia do Tempo de Servi\u00e7o (FGTS) \u00e9 um direito do trabalhador brasileiro e tem como principal objetivo proporcionar uma reserva financeira em casos de demiss\u00e3o sem justa causa, entre outras situa\u00e7\u00f5es.\u00a0 Uma das modalidades de saque dispon\u00edveis \u00e9 o saque-anivers\u00e1rio, que permite ao trabalhador retirar parte do saldo de suas contas do &#8230; <a title=\"How to redeem the FGTS birthday withdrawal\" class=\"read-more\" href=\"https:\/\/infowei.com.br\/en\/como-resgatar-o-fgts-de-saque-aniversario\/\" aria-label=\"Read more about How to redeem the FGTS birthday withdrawal\">Read more<\/a><\/p>","protected":false},"author":5,"featured_media":13377,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-13376","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-topicos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Como resgatar o FGTS de saque-anivers\u00e1rio -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infowei.com.br\/en\/como-resgatar-o-fgts-de-saque-aniversario\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como resgatar o FGTS de saque-anivers\u00e1rio -\" \/>\n<meta property=\"og:description\" content=\"O Fundo de Garantia do Tempo de Servi\u00e7o (FGTS) \u00e9 um direito do trabalhador brasileiro e tem como principal objetivo proporcionar uma reserva financeira em casos de demiss\u00e3o sem justa causa, entre outras situa\u00e7\u00f5es.\u00a0 Uma das modalidades de saque dispon\u00edveis \u00e9 o saque-anivers\u00e1rio, que permite ao trabalhador retirar parte do saldo de suas contas do ... 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