How to activate the FGTS Birthday Withdrawal

The FGTS Birthday Withdrawal allows workers to withdraw part of their FGTS balance every year in the month of their birthday. If you want to activate this option and enjoy the benefits, follow the steps below to do so quickly and easily.

Step by Step to Activate the Birthday Bag

1. Download the FGTS App

First, you need to download the FGTS app, available for Android and iOS devices. You can also do the procedure via the Caixa Econômica Federal website.

2. Registration and Login

If you haven't registered yet, follow the steps below:

  1. Open the FGTS application and select "Register".
  2. Fill in the fields with your personal detailsYou can use the following information: CPF, full name, date of birth, e-mail address and create a password.
  3. Validate your registration via the e-mail sent to you.
  4. Log in using your CPF and registered password.

3. Access the Birthday Drawing Option

After logging in to the FGTS application:

  1. Click on "My FGTS" in the main menu.
  2. Select the "Birthday Bag" option.

4. Opt for the Birthday Bag

To formalize membership of the Birthday Draw:

  1. Read the information carefully about the sport and its implications.
  2. Confirm your choice by clicking on "Opt for Birthday Bag".
  3. Accept the terms and conditions and finalize the subscription.

5. Check Balance and Available Amount

Once you have joined the Anniversary Withdrawal program, you can check your available balance and the amount you can withdraw each year:

  1. In the FGTS applicationgo to "My FGTS".
  2. Click on "Birthday Bag Values" to check the amount available for withdrawal in the month of your birthday.

Important considerations

Cancellation of membership

If you decide to cancel your Anniversary Draft membership and return to the Rescission Draft model, the change will only take effect after 25 months from the date of the cancellation request.

Financial Planning

Before opting for the Anniversary Withdrawal, it's important to assess your financial needs and consider the long-term implications, since by choosing this modality, you lose the right to the full withdrawal of the FGTS in the event of dismissal without just cause.

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